4 Reasons Your Florida Car Accident Claim Settlement May Take Longer
If you were recently involved in a car accident on Florida's suncoast and have since filed a claim, then you may be on the edge of your seat waiting for something to happen. Today we will go through 4 reasons your car accident claim settlement may take longer and fill you in on how an experienced personal injury attorney can help.
Insufficient Evidence and Information
A common reason it may take longer to settle your car accident claim is if there was not enough evidence and information gathered at the scene to support your claim. This is one area having an attorney can really help. Prior to making your claim, your attorney will have gathered all the needed evidence to succeed for you. However without an attorney, if there is not enough evidence, It may just take more time to settle.
When possible, collect as much information as possible, including:
• Details of the other drivers: collect the names, phone numbers, and license information and ask if anyone would be willing to provide a recorded statement.
• Witness contact information: you also need to gather the information from any witnesses on the scene. Collect their name and phone number so you can contact them in the future if you or your attorney needs to hear their account.
• Photos and videos: next, take as many photographs and videos of the damage and the scene as possible. This includes any damage to your vehicle, skid marks, and anything else that may help prove your case.
Problems with the Insurance Company
Another delay can result when there are problems with the insurance company. Sometimes it is best to avoid communicating with the insurance company at all. Just remember that you do have to report the accident to your own insurance company.
When dealing with the insurance company for the other party, it may be in your best interest to have your personal injury attorney be the go-between for all communication.
A Unique Situation
Some circumstances can lead to an accident claim taking longer to settle that are considered unique or more severe. For example, if the accident involved a large vehicle and a considerable amount of physical damage, then the settlement process may take longer. An accident with a commercial vehicle may also prove to cause some delays in the process as well.
Another unique situation you may face is liability between multiple parties, including passenger car drivers, commercial vehicle drivers, commercial vehicle companies, and commercial vehicle maintenance workers and companies. Not every accident will involve just two parties or drivers. Some may require more evidence to prove liability.
Setting the Wrong Priorities
When you have the worry of money and mounting bills on your mind after a car accident, it becomes easy to let your health take a backseat. After your car accident, you need to prioritize your health and safety. If you don't seek a medical evaluation, your case may take additional time to reach a settlement.
Many Florida personal injury claims are delayed because some won't settle until after the victim has recovered, the injuries have been properly diagnosed, there is an understanding of how much compensation is required, there is an inadequate or delayed treatment that ultimately lengthens the recovery process, and you are not pushing your full effort to prioritize your health and well-being.
While You Wait
While it may be difficult having to wait for your claim to settle, there are some steps you can take to help ease your stress and possibly expedite your claim.
Start by trying to sort out medical bills and arrange payment plans when you can so you don't get overwhelmed, look over your employer's policy when it comes to taking time off and disability, and get in touch with your creditors to help manage your payments before your debt gets out of hand.
Finally, make sure to stay in contact with your Florida (Sarasota/Bradenton area) personal injury attorney and make sure you are doing everything possible to help move your claim along.