How To Get Medical Care In Florida After An Accident If You Do Not Have Health Insurance
Around 2.8 million people in the state of Florida have no health insurance. Unfortunately, this is not a surprising statistic. With rising premiums, sky high deductibles, and limited coverage, many people cannot afford health insurance. What happens though to people who do not have health insurance after they get into a car accident that was not their fault? How are they supposed to get medical care if they have no insurance?
The Importance Of Pursuing A Claim
If you’ve been injured in a car accident and do not have health insurance, you will need to file a claim. In the state of Florida, all drivers are required to carry Personal Injury Protection (PIP) insurance. PIP is a type of insurance that will cover injuries regardless of who is at fault for the accident. Floridians are required to carry at least $10,000 worth of PIP. This can help lighten the load of some of the medical bills. However, with the high costs of medical care, it may not be enough.
Accident Injury Settlements Take Time
If the accident was the fault of the other driver, you can file a claim against their insurance to cover your medical expenses. Unfortunately, even if you win the case and achieve the full and fair compensation you deserve, it can take time. We’ve seen accident claims resolved in weeks but we’ve seen others that take years to resolve because they are so complicated. However, medical bills do not wait. So if you don’t have health insurance how are you supposed to pay for these mounting expenses until your case settles?
Talk To Your Attorney
Reputable accident attorneys are here to fight for their clients. They understand the pressures of piling medical bills. They know that insurance companies will drag cases out. They do this intentionally. They know that if the bills keep piling up, they’ll cause a lot of financial pressure and stress. This often leads to people becoming desperate and settling for less than they deserve. A good attorney will fight to ensure this doesn’t happen to you. If you don’t have health insurance and your bills are piling up, talk to your attorney immediately.
You Have Options
With so many uninsured people in Florida, know that your situation is not unique. Also know that your attorney can help you find some options to take the pressure off. Here are just some examples of what you can do:
● Work with a lien company that will pay your bills and collect the payments upon settlement
● Get temporary disability or Medicaid coverage
● Inform your healthcare providers of your situation and negotiate a payment schedule
These are just a few of the ways that you may be able pay your bills while your accident case settles. Experienced attorneys have a lot of knowledge and relationships they can use to help take this pressure off. So make sure to always consult with them when you have problems.
Accident Attorneys Are Here For You
When you work with an accident attorney, they are fully on your side. They work hard to make sure your rights are protected.. We’ll protect you from the predatory insurance companies and we’ll work to make sure that you get the full compensation that you are owed under the law. To learn more about what to do when you’ve been injured in an accident but don’t have adequate health coverage. Our team at Goldman, Babboni, Fernandez, and Walsh in Sarasota will provide a free consultation to help you understand your options.